public insurace adjusters are experts in the preparation of property insurance claims for policyholders.
Public adjusters assist policyholders in the preparation, presentation and adjustment of covered property losses. The “burden of proof” is on the policyholder to prove their claim to the insurance company. A public adjuster assists the policyholder in meeting this requirement by preparing detailed and exhaustive construction cost estimates representing the building losses, itemized business and personal property inventories and additional living expense claims and business interruption claims.
These claims are subsequently presented to the insurance companies by the public adjuster and defended as to their accuracy and veracity. The end result is a claim that is comprehensive and accurate, resulting in a recovery that is far superior to that secured by the policyholder alone.